Adopsi Teknologi Digital World Digital Competitiveness Ranking QR Code Indonesian Standard (QRIS) Program Strive (Mastercard Indonesia) Presiden Joko Widodo (Jokowi) Airlangga Hartarto Indo Pasific Economic Framework (IPEF) Ekosistem ekonomi dan keuangan digital Indonesia ekonomi digital Strategi Nasional Ekonomi Digital 2030 ASEAN Digital Economy Framework Agreement (DEFA)